Loans Lawsuit, Personal Injury Lawsuit, Lawsuit Cash Advance

Frequently Asked Attorney Lawsuit Financing Questions

We often receive questions from attorneys whose clients seek to obtain funding from Fund Capital America. Below are answers to these commonly asked questions. Please view Plaintiff FAQs(Frequently Asked Questions)for additional questions and answers about plaintiff lawsuit financing and litigation cost funding, and Law Firm Financing FAQ's for questions about law firm loans and attorney lines of credit.

Who can apply for lawsuit financing?

Plaintiffs, potential plaintiffs represented by an attorney are eligible to apply for personal injury cash advances. Fund Capital America provides pre-settlement lawsuit financing to plaintiffs. Repayment of monies advanced is contingent on you winning or settling your case. If you do not win or settle the case, no repayment is due to Fund Capital America.
Through our (Advance as you need it and when you need it contracts), Fund Capital America provides post-settlement funding to plaintiffs who have recently settled their cases, but have not yet received payment. Fund Capital America advances up to 50 percent of net settlement fees in any settled case, regardless of the type of case, a small monthly fee is charged. Individuals under 18 years of age are not eligible for cash advances.

Does lawsuit financing work like a traditional loan?

No. Fund Capital America lawsuit financing is not a loan. Unlike a traditional loan, you will have to repay Fund Capital America if you settle or win your lawsuit. If you lose your case, you and your client will owe nothing.

Are there any fees to pay up front with Fund Capital America lawsuit financing? Will there be monthly payments?

There are no up front fees or monthly payments associated with cash advances from Fund Capital America. Any payments due to Fund Capital America, including plaintiff funding in both pre-settlement and post-settlement lawsuit financing, are due at the time plaintiff or attorney receives a settlement or award.

How long does it take to receive a Personal Injury Cash Advance?

Once a pre-settlement advance has been approved, Fund Capital America can make funds available within 48 hours. For post-settlement "Advance as you need it, when you need it contracts", advances are available as soon as settlement information is verified and the funding agreement is signed and returned.

What are the minimum and maximum advances plaintiffs can obtain through a Personal Injury Cash Advance?

Fund Capital America will advance a minimum of $500 and a maximum of $200,000 in personal injury cash advances.

How do you determine the amount of a Personal Injury Cash Advance?

The amount advanced through our lawsuit financing products vary based on the plaintiffs need and the estimated value of the claim. We consider the following factors in determining the amount to advance: the facts and law relating to the claim, status of liability, and the insurance company involved in the lawsuit, if any.

What role does the attorney play in clients' a Personal
Injury Cash Advance application?

A client applying for litigation financing must complete our application and disclosure form. This form authorizes Fund Capital America to contact the attorney in order to learn more about the claim so the evaluation and underwriting process may begin. We may require the attorney to provide medical reports, emergency room reports, accidents reports, expert testimony, insurance information, information about the current status of the litigation, and any other details that would help us to make our decision. After the application has been reviewed and processed if Fund Capital America approves your clients litigation financing request, we will enter into a Funding Agreement with your client.
The Agreement details the amount of the advance and amount owed to Fund Capital America once the plaintiff secures a settlement or award. The Funding Agreement is sent to the attorney for a signature, this ensures that our interests are protected. The attorneys involvement is minimal other than providing the necessary information in the application process and forwarding to Fund Capital America monies advanced including our fees you will have no other contact with Fund Capital America.

Will monthly usage fees apply to the amount of the advance?

Monthly usage fees are applied to the monies advanced. Fund Capital America undertakes a substantial risk in providing lawsuit financing to plaintiffs and attorneys. As a result of the risk involved we charge monthly usage fees of about 3 to 4 percent per month for pre-settlement lawsuit financing, and $20 each month for each $1,000 advanced in post-settlement funding.
For those in need of lawsuit financing Fund Capital America lawsuit financing offers an excellent solution. We offer some of the lowest monthly usage fees in the lawsuit financing industry.

Will Fund Capital America get involved in my client's case?

Fund Capital America will not intervene in clients' case. We will collect information about the case in making funding decisions, however, that is the extent to which we become involved in the case. Our underwriters will maintain a low profile as they obtain the few targeted documents, such as the police report, medical information, or insurance policy information. All information obtained will be kept strictly confidential and used solely for the purpose of making funding decisions. The manner in which you handle your case is totally and completely up to you.

Is Personal Injury Cash Advance legal?

Lawsuit financing is legal and Fund Capital America provides personal injury cash advances for plaintiff's in California. Fund Capital America dares to go where traditional funding companies will not. We provide a remarkable service in litigation funding, which helps clients' cover basic living expenses such paying for food, mortgage, medical, and other bills while their claim is ongoing.

Fund Capital America - California Personal Injury Cash Advance

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